Duplex Villas in Kashipur

Top 8 Reasons To Buy a Home

Top 8 Reasons to Buy a Home

It is always the priority of a family to have their own home. Having a own home is not fashion but has become a basic need of the people. But still, it is not the first priority and still comes on step 3. This is the most important reason to buy a home for the family.

From ancient past first two priorities for mankind are still Bread and Cloths to cover them and these are the most important basic needs of humans. But once these two priorities fulfils then immediately start to think for a own home where they can live comfortably and without others interference.

Few most important reasons everyone wants to have own home are

Gives Sense of Pride

In our opinion, owning a own home is the most important factor that force one to have a home for their family. Your home is like your perfect kid to whom you want to dress-up as you want. Your all emotions and creativity reflect from your home where you live. In own home you become completely free from all interferences about how to spruce up the living room or a bed room. What paint to apply on kid’s room walls or which curtains to use to cover windows.

It means based on the budget everyone is free to spruce up the interior of the home. It is also the matter of pride in the community and circle you are the part of.  

Goodbye to Rental Stress

Living in a rented house is also not a bad idea till there is no altercation between you and the property owner. But in today’s scenario when having a legal contract between property owner and the tenant regarding time to stay and increment in rent after particular time, always makes life stressful.

Increment in rent was and still is not gives much stress to people as everyone chooses the rental house according to their need and budget and also at the time of increment of the rent, their income has also been increased (Increment in salaries of service class segment) but it becomes painful to search another rental home and shift there.

Searching Home for Rent

Searching a rental home is not an easy task. On one side it is time consuming and on other side every time have to pay commissions to Property Dealers. This is really the most unpleasant scenario of searching another rental home.

Now once you get another good rental home, toughest task of shifting to new home starts. If you are not taking services of any good movers and packers service provider, packing all household materials become the most painful task for the entire family. Many things that you feel will not required in a new home either give to someone or drop out. This is really the wastage of money as either at the time of purchase, you did not give a thought of there use or not due to any reason not willing to take then to new home.

During shifting damage or theft of material is also one area which is beyond your control. You may only get to know it either at the time of unpacking or may be after a long time when find a reason to use that item.

Unavoidable Expenses During Shifting

Commission to property dealer, looking for labor, electricians or plumbers for loading and unloading or dismantling and installing during shifting, transport facility may be truck or anything like that are the common areas which demand a good quantum of money.

It is hard truth, in every new house you shift, there are many areas you are forced to purchase some new items, which in old house were already fitted but in new house are not available and most common items that falls in this list are Fans, Lights, Geysers, curtains which may or may not be required while shifting in another new rental home.

Appreciation in Value

Whenever one starts thinking to buy a home and start searching a good home to purchase, it’s a common fact, sounds difficult to buy as it is costly but it has seen the home which yesterday was looking costly but anyhow have bought has today appreciated the value in much higher rate as compared to any other financial instruments like bank FD or any. Now on one side gives confidence of having a good asset while on other side market value is continuously increasing.

Tax Benefits

Government always gives tax benefits to home buyers who bought the house against Home Loan. It gives tax deductions on Principal and Interest paid by the homebuyers while furnishing their Income Tax Returns.

Capital Gain Exclusions

In the case one has bought a home and stayed there for along time depends on the Law of the Land, income tax department, allows Capital gain exclusions criteria if one wants to sell that home which he or she bought described years before and have stayed in the home for a pre decided time period.

No increment in EMI

If buying the home on home loan, the EMI will always be same till the amortization period unless and until, you own do not want to restructure the EMI either to increase or decrease.  While on rental home, after every reset period the rent gets increased. It also helps one to become more disciplined in financial budgeting at home front.

In the light of facts defined above it is always a sensible bet to go for a own home rather than always living in a rented house. But same time while planning to buy the home, always have a cushion in financial budgeting and strictly follow the financial rules at expense front. A house also comes with many responsibilities that may require some short time sacrifices at home front but definitely after a period of time will become helpful to you and the generations.


We do hope you are convinced with the reasons defined above related to owing a home.  Now if you are planning to buy a dream home in Kashipur then ABD Group housing societies are the best to live.

Tips to Buy a home in Prakash City Kashipur

Tips for First Time Home Buyers

Tips for First Time Home Buyers

Here we are trying to give some the tips for first time home buyers. Though these are not mandatory but still can help you a lot.

Everyone has seen the advertisements with some very beautiful photographs like House for sale, Property for sale, Luxury house for sale and many such things. We do have psychology to go through such ads. Whether we want to purchase a house or not but it always attracts us and many time such ads give us the reason and courage to plan for buying a house for the family. Without the factor whether you are a First time home buyer or already having a house, such ads make everyone impulsive to buy the home.

Owning a home is everyone’s will and also has become a necessity. But as soon as one starts thinking to purchase a house, a confusion also starts in the mind about the house to purchase. It is not a problem but a common syndrome. So, no need to worry about it. Just follow some guidelines before jumping any decision. These are not only the analysis but also the tips for First Time Home Buyers

Basic Things to understand while purchasing a home

Purchasing a house is not a routine shopping like went to market and picked one house. It’s a matter of life and future. If in hurry or in the state of confusion bought a wrong house, it will become a cause of tension for the remaining life.

So, what to do?

Before jumping any decision, it is always advisable to make a list you want from the new house, your needs and investment and budget you have for the new house.

Here you must understand the difference between Wants and the Needs you are listing for a new home.

Wants are unaccounted these may be anything including space, rooms, location, type, interior, garden or may be any thing else that may fall into luxury.

Needs are the least things the new house must have that can fulfil your immediate requirements with a provision for future lifestyle in a comfortable mode.

But it is always advisable go beyond the needs towards wants. Why? Because today what looks difficult tomorrow will become approachable as you will also get growth in your income.






Approachable Good Location

Approachable Good Location






3 BHK / 4 BHK / Duplex Villa


1 Big

1 Big




Bathroom Accessories



Living / Dining Room


Yes, Big

AC Provision

Yes (Wall and Room AC)

Yes (Wall and Room AC)

Storage Space



Washing Area



Balcony / Terrace









Financial Health Assessment

It is always advisable to list out the features you want from the new home and that list has now been prepared. Next important thing that comes now is the financial health assessment. Because purchasing a new house is a capital investment and it is always good if before jumping any decision, check it properly.

List out all liquid and equity you have including recurring long-term liabilities like Investment instruments (Insurance, SIPs, PF etc) and routine expenses like Education Fee, Monthly house hold expenses, health expenses, unforeseen expenses like travel, function etc.

Based on all this analysis you can prioritize your immediate and future requirements from a house.

Buy from a reseller or a Newly constructed house

Purchase form Reseller

It always depends on circumstances and the need of both, seller and buyer. If due to any genuine reason seller is in a hurry to sale, you may do a good bargain before finalizing the deal. But here in such condition before finalizing the deal it is always advisable to check all legal implications with the house like if it is a mortgage property? Any legal court case is pending against the property? Seller is the actual sole owner of the house? Is there any family dispute on the property? Sellers posses all the legal rights to sale the property? If any government dues are pending on the property? Etc…

Buying a old home from reseller may also require many other expenses like renovation according to your use. If this total cost of purchase and renovation and repair work is under the money you are saving as compared to purchase a new home then it may be a good idea but only if all other needs from a house are getting fulfilled.

One more thing is there if you cannot afford the burden of such renovation and repairing work then purchasing an old house is not a good idea. It is why because either you shall live in that unrepaired house or may borrow a loan for getting repair.

Chances of forgery are extremely less if purchasing a newly constructed house from any housing society builder who is following government norms to build and sale residential houses to individuals.

These houses may be bit costly but constructed in a well-planned way, defined by the Govt guidelines.  Such housing societies will have a symmetry in design and construction quality.  Interior and exterior of all the houses will be same. Normally they do not honour any request that require any exterior design change as it hurts the symmetry of construction. 

Is the Location Important

Location is the most important factor while selecting a house. Generally, you should opt the location from where schools, market, hospitals like infrastructures are in near by location. There should be a good public transportation facility available.

It should have facilities for little, growing children to play. A location where senior citizens can do morning and evening walk with comfort.

Can I let the House on Rent

If you want the rental income from house, what is the prospects of letting out the house on rent. If this is a good location and can give me a good second income then it is a good option to purchase the house. In long run rent may increase too.

Can I get higher return on my property

There two options that may give a good addition to your house…

Prompt Location

This is the location which is already developed and after a period of time will give a good return to your invested value. But one thing is for sure it will require a good investment too.  One more thing is there, chances are high it will not give good returns as you expect as it may already facing saturation and will get less people who may be interested in such high-cost residents.

Developing Location

Here chances are much higher you may get a good return on your present invested value. It is because you are purchasing it on less value as till now it is not a fully developed location but once will get fully or largely occupied, people may start taking interest in such locations. It is because still the cost of the property will not as high as the locations which are already developed and facing saturation.

So, it is always advisable before going to purchase a house, consider all the facts mentioned above. Though every time these are not correct but still at large will help you in taking a good decision.

Best places to live in Kashipur

Best Places to Live in Kashipur

Best Places to Live in Kashipur

Everyone wants to live in a place where his or her family can live with peace and harmony.  When selecting a house to purchase people only look for these things.

Kashipur is one of the most prominent Education and Industrial City of Uttarakhand. Now a culture of housing societies has also been developed in Kashipur. Many societies developed by ABD Group are the best places to live in Kashipur.


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